Sallie Mae's Smart Option Student Loan^®

For more than 35 years, Sallie Mae^® has helped more than 31 million students achieve their dream of a higher education. Pay for college the smart way and choose the option that's best for you. When scholarships, federal loans and financial aid don't cover all your expenses, the Smart Option Student Loan can make up the rest. Graduate with less debt and pay off your student loans faster with Sallie Mae's Smart Option Student Loan.

Smart Option Student Loan Features and Benefits:

• Competitive annual percentage rates.
• Borrow up to 100% of school certified education costs (minimum $1,000)
• Multiple in-school repayment options available.
• Rewards and interest rate reduction borrower benefits available.
• Rates that reward creditworthy borrowers.
• Option to apply with a creditworthy cosigner, which may help you qualify and/or receive a lower rate.
• Quick and easy online application.
• 24/7 online account management.
• No prepayment penalty.

Apply Online