Identity Theft- The act of impersonating another, by means of using the person's information, such as birth date, Social Security number, address, name, and bank account information for the purposes of carrying out some other illegal or malicious activity.
FBI Fraud Alert. If you answer YES to any of these questions you could be involved in a fraud or about to be scammed:
- Are you depositing/cashing a check from an item you sold on the internet, such as a car, boat or jewelry, etc?
- Is the amount of the check more than the items selling price?
- Did you receive the check via an overnight delivery service?
- Is the check you're depositing/cashing connected to communicating with someone by email?
- Is the check drawn on a business or individual account that is different from the person buying the item?
- Have you been informed that you were the winner of a lottery, such as Canadian, Australian, El Gordo, or El Mundo, that you did not enter?
- Have you been instructed to either wire, send or ship money as soon as possible to a large US city or to another country, such as Canada, England or Nigeria?
- Have you been asked to pay money to receive a deposit from another country such as Canada, England or Nigeria?
- Are you receiving pay or a commission for facilitating money transfers through your account?
- Did you respond to an email requesting you to confirm, update or provide your account information?
If you answered "YES" to any of these questions please contact the credit union immediately at 407-249-0008 ext 1102 or stop in at one of our branches.
General Fraud Tips:
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Carry only necessary information with you. Leave your social security card and unused credits cards at home in a safe and secure location.
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Make photocopies of vital information you carry regularly and store them in a secure place, such as a safety deposit box.
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Do not provide your Social Security number unless absolutely necessary.
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Replace paper invoices, statements and checks with electronic versions, if offered by your employer, bank, utility provider or merchant.
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Shred documents containing personal or financial information before discarding. Most fraud and identity theft incidents happen as a result of mail and garbage theft.
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Review your credit report at least once a year, looking for suspicious or unknown transactions. You can get a free credit report once a year from each of the three major credit bureaus at www.annualcreditreport.com. For a small fee you can obtain a copy at any time directly from:
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Place outgoing mail in a U.S. Postal Service mailbox to reduce the chance of mail theft.
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Promptly retrieve incoming mail to limit the opportunity for theft.
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Know your billing and statement cycles. Contact the company’s customer service department if you stop receiving your regular bill or statement.
UCF Federal Credit Union will NEVER contact you via email or phone to conduct an account update or to request your account password or other personal information.
The state of Florida has launched a site for victims of identity theft: www.myfloridalegal.com/identitytheft |
