UCF FEDERAL CREDIT UNION
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Lending Rates

Automobile, Trucks, Etc 

Term
New
Used
Up to 60 months as low as
5.70% - 16.49%

6.10% - 16.89%

61 to 66 months as low as
5.95% - 16.74%
6.35% - 17.14%
67 to 72 months as low as
6.20% - 16.99%

6.60% - 17.39%

 
Rates increase 25 BPs for 61-66 months and 50 BPs for 67-72 months

  

Credit Score
New
Used
A+, A
7.50%
8.00%

 

Home Equity Rates

Home Equity (Adjustable) 15 years - Draw period (up to 10 years)

As low as 4.99%

Home Equity (Fixed) 7 years - Draw period (up to 2 years)
As low as 5.69%

 

Signature Personal Loans

with collateral

10.00% - 16.00%

without collateral

11.00% - 18.00%

Line of Credit

14.00%

Shared Secured

Up to 60 months
Savings rate + 4-5%

 

MasterCard

Classic

$15.00 annual fee

12.90%

Classic

* No annual fee

13.90%

Secured

* No annual fee

13.90%

Gold

* No annual fee

9.90%

 

First Mortgages

(Fixed Rate)  Up to 40 years

Please compare our mortgage rates and our closing costs with other lenders and see for yourself just how competitive we are. Our first mortgage rates can be seen here.

 

 (Adjustable Rate)  15 or 30 years

3 years 5.375% / 1pt

5.625% / 0pt

5 years 5.750% / 1pt

6.000% / 0pt

7 years 5.875% / 1 pt

6.125% / 0pt

All Loans are subject to qualification of borrower. Maximum terms based on credit, model, year, and amount financed.

Rates are subject to change without notice.        APR = Annual Percentage Rate

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